There have been many major retail data breaches in the past few months: Target, Home Depot etc. Those may have come and gone, but the risk has not. Once your information has been stolen, you do not get it back. According to John McCollough president of the Financial Crime Services, cyber criminals will hang on to your information, circling back months to years later, so you are constantly at risk.
Some ways to make sure you stay protected is by asking for a credit report on a yearly basis to monitor activities. Another good idea is to set dollar limits on your accounts, so if you are breached most of your investments can stay secure. Many cyber security experts are also suggesting replacing your debit and credit cards once a year. Keeping yourself secure is top of mind these days, as one cannot solely count on a retailer to protect your private information.
Are you doing everything you can to protect yourself?